Lowest Rates For First Time Home Buyers

Florida first time home buyers are generally concerned with keeping their monthly mortgage payments low until they get in the groove of making mortgage payments each month. One of our first-time home buyer specialists will help you choose the best financing options available to you. There are a variety of competitively priced home loan programs geared towards first-time home buyers, including USDA, V.A., Conventional and FHA home loans. Not only do we want to help you buy your very first home in Florida, we want to make sure that you never struggle to make your mortgage payments.

Single Family Homes for 1st Time Home Buyers in Florida

We have listed single family homes in Florida for first time home buyers to set them on right track to start their home search. Surf through properties in your local area and leave the rest to us from connecting with an agent, your pre-approvals all the way to closing. We do free credit checks for your eligibility also give you an estimate as to how much of a home you can afford as per your income and credit.

First Time Home Buyer Programs in Florida

Recently Listed Properties In Florida

23628 NW 94th Ave, Alachua, FL 32615
Active In USDA Approved Zone Single Family
23628 NW 94th Ave, Alachua, FL 32615
23628 NW 94th Ave 5 months, 1 week
$319,523
  • Bed3
  • Bath2.0
  • sqft1,456
6004 SE US 301, Hawthorne, FL 32640
Active Single Family
6004 SE US 301, Hawthorne, FL 32640
6004 SE US 301 5 months, 1 week
$425,000
  • Bed3
  • Bath2.5
  • sqft2,841
322 SE 49th Dr, Gainesville, FL 32641
Active Single Family
322 SE 49th Dr, Gainesville, FL 32641
322 SE 49th Dr 5 months, 1 week
$119,000
  • Bed2
  • Bath1.0
  • sqft1,120
8030 NW 290th Ave, Alachua, FL 32615
Active In USDA Approved Zone Single Family
8030 NW 290th Ave, Alachua, FL 32615
8030 NW 290th Ave 5 months, 1 week
$437,000
  • Bed2
  • Bath2.0
  • sqft2,136
19469 NW 230th St, High Springs, FL 32643
Active Single Family
19469 NW 230th St, High Springs, FL 32643
19469 NW 230th St 5 months, 1 week
$319,000
  • Bed3
  • Bath2.0
  • sqft1,465
5112 SW 88th Ter, Gainesville, FL 32608
Active Single Family
5112 SW 88th Ter, Gainesville, FL 32608
5112 SW 88th Ter 5 months, 1 week
$270,000
  • Bed2
  • Bath2.0
  • sqft1,292
12567 NW 158th St, Alachua, FL 32615
Active Single Family
12567 NW 158th St, Alachua, FL 32615
12567 NW 158th St 5 months, 1 week
$395,900
  • Bed4
  • Bath2.0
  • sqft2,151
610 SW 3rd St, Gainesville, FL 32601
Active Single Family
610 SW 3rd St, Gainesville, FL 32601
610 SW 3rd St 5 months, 1 week
$230,000
  • Bed3
  • Bath1.0
  • sqft1,048
12451 NW 158th St, Alachua, FL 32615
Active Single Family
12451 NW 158th St, Alachua, FL 32615
12451 NW 158th St 5 months, 1 week
$414,900
  • Bed4
  • Bath2.0
  • sqft2,151
12479 NW 158th St, Alachua, FL 32615
Active Single Family
12479 NW 158th St, Alachua, FL 32615
12479 NW 158th St 5 months, 1 week
$385,900
  • Bed3
  • Bath2.0
  • sqft1,988
11908 NW 9th Rd, Gainesville, FL 32606
Active Single Family
11908 NW 9th Rd, Gainesville, FL 32606
11908 NW 9th Rd 5 months, 1 week
$425,000
  • Bed4
  • Bath2.0
  • sqft2,153
7830 SW 97th Ave, Gainesville, FL 32608
Active In USDA Approved Zone Single Family
7830 SW 97th Ave, Gainesville, FL 32608
7830 SW 97th Ave 5 months, 1 week
$369,900
  • Bed3
  • Bath2.0
  • sqft1,971
1249 NW 248th Dr, Newberry, FL 32669
Active Single Family
1249 NW 248th Dr, Newberry, FL 32669
1249 NW 248th Dr 5 months, 1 week
$321,990
  • Bed3
  • Bath2.0
  • sqft1,453
1256 NW 248th Dr, Newberry, FL 32669
Active Single Family
1256 NW 248th Dr, Newberry, FL 32669
1256 NW 248th Dr 5 months, 1 week
$344,990
  • Bed4
  • Bath2.5
  • sqft2,176
12431 NW 158th St, Alachua, FL 32615
Active Single Family
12431 NW 158th St, Alachua, FL 32615
12431 NW 158th St 5 months, 1 week
$409,900
  • Bed3
  • Bath2.0
  • sqft1,988
1481 SE 35th St, Gainesville, FL 32641
Active In USDA Approved Zone Single Family
1481 SE 35th St, Gainesville, FL 32641
1481 SE 35th St 5 months, 1 week
$279,000
  • Bed4
  • Bath2.0
  • sqft1,478
3549 SW 120th Dr, Gainesville, FL 32608
Active Single Family
3549 SW 120th Dr, Gainesville, FL 32608
3549 SW 120th Dr 5 months, 1 week
$720,490
  • Bed4
  • Bath3.0
  • sqft2,723
10794 SW 36th Pl, Gainesville, FL 32608
Active Single Family
10794 SW 36th Pl, Gainesville, FL 32608
10794 SW 36th Pl 5 months, 1 week
$899,370
  • Bed5
  • Bath4.0
  • sqft3,012

Plenty of reasons to choose us

Our agency has many specialized areas, USDA home loans is our real specialty and these are also the first choice of our customers. We take extra effort to help first time buyers selecting the best loan program depending upon their credit, income, debt and the locality they are planning to purchase home.

Excellent reputation

Our comprehensive database of single family homes in Florida and market info gives the accurate view of your home value.

Best local agents

You are just minutes from joining with the best agents who are fired up about helping you Buy or sell.

Peace of mind

Be rest assured that agents, loan officers and their expert team will handle every detail of your transaction from start to end.

Tons of options

If you or the property does not qualify for a USDA loan we can also help with FHA, Conv or other loan programs which is best fit for your case.

With more than a decade of experience, thousands of home buyers have turned to CHF to find their first home. We are the only website around who cleanly do property eligibility check for USDA approved zones.

Homes from popular locations in Florida

Search single family homes in these great locations that are hand picked for you.

Get Free Credit Check and Program Eligibility