If you are interested in learning about all first time home buyer programs that are currently available in Cape Coral, FL, please visit programs section and provide your name and a valid email address. Make sure to check your email, which is where we will send information regarding the latest mortgage programs and qualification requirements for residents living in Cape Coral, FL.
To be eligible for the USDA loan program the property must be in an USDA approved zone. Currently there are no homes for sale within an USDA eligible zone in Cape Coral, FL. Couple of possible out comes are that Cape Coral, FL does not have any eligible areas OR there are no single family homes for sale in USDA approved areas at this time. DIY: please check USDA loan maps of Cape Coral, FL and get a visual idea of zones in or around Cape Coral, FL that are marked as eligible for USDA program.
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Below are recently generated USDA maps from locations within Cape Coral, FL. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Cape Coral, FL is 10-12 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Cape Coral, FL $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Cape Coral, FL.
The median price of a single family home in Cape Coral, FL is $623,868/- having a covered area of 1,936sqft. On an average it costs about 322/sqft of living space which is 8% cheaper than the state average of 350/sqft. Homes in Cape Coral, FL are about 26% cheaper than other areas in the state.
Currently there are 2223 single family homes for sale in Cape Coral, FL although none of them are in an USDA approved area.
Property summary last updated : 29 September, 2022, 07:59:16