If you are interested in learning about all first time home buyer programs that are currently available in Fort Myers, FL, please visit programs section and provide your name and a valid email address. Make sure to check your email, which is where we will send information regarding the latest mortgage programs and qualification requirements for residents living in Fort Myers, FL.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 163 homes for sale within an USDA eligible zone in Fort Myers, FL. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in Fort Myers, FL please check USDA loan maps of Fort Myers, FL and get a visual idea of zoning in and around Fort Myers, FL that are marked as eligible for USDA program.
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Below are recently generated USDA maps from locations within Fort Myers, FL. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Fort Myers, FL is 10-12 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Fort Myers, FL $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Fort Myers, FL.
The median price of a single family home in Fort Myers, FL is $753,043/- having a covered area of 2,117sqft. On an average it costs about 355/sqft of living space which is 10% costlier than the state average of 323/sqft. Homes in Fort Myers, FL are about 15% cheaper than other areas in the state.
Currently there are 1016 single family homes for sale in Fort Myers, FL, of these 163 are in an USDA approved area.
USDA eligible homes in Fort Myers, FL come at an average price of approxiately $968,486/- and have a covered area of 2,308sqft. Homes in USDA approved zone in Fort Myers, FL are about 29% costlier compared to the homes in the local market. On the state average USDA homes in Fort Myers, FL are about 39% costlier compared to other eligible zones.
Property summary last updated : 09 December, 2022, 11:24:16