If you are interested in learning about all first time home buyer programs that are currently available in Jacksonville, FL, please visit programs section and provide your name and a valid email address. Make sure to check your email, which is where we will send information regarding the latest mortgage programs and qualification requirements for residents living in Jacksonville, FL.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 13 homes for sale within an USDA eligible zone in Jacksonville, FL. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in Jacksonville, FL please check USDA loan maps of Jacksonville, FL and get a visual idea of zoning in and around Jacksonville, FL that are marked as eligible for USDA program.
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Below are recently generated USDA maps from locations within Jacksonville, FL. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Jacksonville, FL is 10-12 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Jacksonville, FL $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Jacksonville, FL.
The median price of a single family home in Jacksonville, FL is $425,816/- having a covered area of 1,928sqft. On an average it costs about 220/sqft of living space which is 41% cheaper than the state average of 370/sqft. Homes in Jacksonville, FL are about 52% cheaper than other areas in the state.
Currently there are 2759 single family homes for sale in Jacksonville, FL, of these 13 are in an USDA approved area.
USDA eligible homes in Jacksonville, FL come at an average price of approxiately $603,053/- and have a covered area of 2,517sqft. Homes in USDA approved zone in Jacksonville, FL are about 42% costlier compared to the homes in the local market. On the state average USDA homes in Jacksonville, FL are about 12% cheaper compared to other eligible zones.
Property summary last updated : 14 February, 2024, 13:43:17