If you are interested in learning about all first time home buyer programs that are currently available in Naples, FL, please visit programs section and provide your name and a valid email address. Make sure to check your email, which is where we will send information regarding the latest mortgage programs and qualification requirements for residents living in Naples, FL.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 1000 homes for sale within an USDA eligible zone in Naples, FL. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in Naples, FL please check USDA loan maps of Naples, FL and get a visual idea of zoning in and around Naples, FL that are marked as eligible for USDA program.
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Below are recently generated USDA maps from locations within Naples, FL. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Naples, FL is 10-12 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Naples, FL $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Naples, FL.
The median price of a single family home in Naples, FL is $1,761,506/- having a covered area of 2,432sqft. On an average it costs about 724/sqft of living space which is 107% costlier than the state average of 350/sqft. Homes in Naples, FL are about 109% costlier than other areas in the state.
Currently there are 1993 single family homes for sale in Naples, FL, of these 1,000 are in an USDA approved area.
USDA eligible homes in Naples, FL come at an average price of approxiately $969,482/- and have a covered area of 2,242sqft. Homes in USDA approved zone in Naples, FL are about 45% cheaper compared to the homes in the local market. On the state average USDA homes in Naples, FL are about 39% costlier compared to other eligible zones.
Property summary last updated : 29 September, 2022, 07:58:42