If you are interested in learning about all first time home buyer programs that are currently available in Port Charlotte, FL, please visit programs section and provide your name and a valid email address. Make sure to check your email, which is where we will send information regarding the latest mortgage programs and qualification requirements for residents living in Port Charlotte, FL.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 7 homes for sale within an USDA eligible zone in Port Charlotte, FL. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in Port Charlotte, FL please check USDA loan maps of Port Charlotte, FL and get a visual idea of zoning in and around Port Charlotte, FL that are marked as eligible for USDA program.
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Below are recently generated USDA maps from locations within Port Charlotte, FL. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Port Charlotte, FL is 10-12 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Port Charlotte, FL $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Port Charlotte, FL.
The median price of a single family home in Port Charlotte, FL is $461,759/- having a covered area of 1,757sqft. On an average it costs about 262/sqft of living space which is 25% cheaper than the state average of 350/sqft. Homes in Port Charlotte, FL are about 45% cheaper than other areas in the state.
Currently there are 1091 single family homes for sale in Port Charlotte, FL, of these 7 are in an USDA approved area.
USDA eligible homes in Port Charlotte, FL come at an average price of approxiately $439,842/- and have a covered area of 1,939sqft. Homes in USDA approved zone in Port Charlotte, FL are about 5% cheaper compared to the homes in the local market. On the state average USDA homes in Port Charlotte, FL are about 37% cheaper compared to other eligible zones.
Property summary last updated : 29 September, 2022, 07:58:27