If you are interested in learning about all first time home buyer programs that are currently available in St Augustine, FL, please visit programs section and provide your name and a valid email address. Make sure to check your email, which is where we will send information regarding the latest mortgage programs and qualification requirements for residents living in St Augustine, FL.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 624 homes for sale within an USDA eligible zone in St Augustine, FL. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in St Augustine, FL please check USDA loan maps of St Augustine, FL and get a visual idea of zoning in and around St Augustine, FL that are marked as eligible for USDA program.
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Below are recently generated USDA maps from locations within St Augustine, FL. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in St Augustine, FL is 10-12 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in St Augustine, FL $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in St Augustine, FL.
The median price of a single family home in St Augustine, FL is $633,396/- having a covered area of 2,217sqft. On an average it costs about 285/sqft of living space which is 4% cheaper than the state average of 297/sqft. Homes in St Augustine, FL are about 27% cheaper than other areas in the state.
Currently there are 1142 single family homes for sale in St Augustine, FL, of these 624 are in an USDA approved area.
USDA eligible homes in St Augustine, FL come at an average price of approxiately $642,024/- and have a covered area of 2,363sqft. Homes in USDA approved zone in St Augustine, FL are about 1% costlier compared to the homes in the local market. On the state average USDA homes in St Augustine, FL are about 7% cheaper compared to other eligible zones.
Property summary last updated : 22 May, 2022, 10:44:07