If you are interested in learning about all first-time home buyer programs that are currently available in Miami-Dade County, FL, please visit programs section and provide your name and a valid email address. Make sure to check your email as thats where we will be sending information regarding the latest loan programs and qualification requirements for first home buyers living in Miami-Dade County, FL.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 2 homes for sale within an USDA eligible zone in Miami-Dade County, FL. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in Miami-Dade County, FL please check USDA loan maps of Miami-Dade County, FL and get a visual idea of zoning in and around Miami-Dade County, FL that are marked as eligible for USDA program.
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Below are recently generated USDA maps from locations within Miami-Dade County, FL. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Miami-Dade County, FL is 10-12 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Miami-Dade County, FL $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Miami-Dade County, FL.
The median price of a single family home in Miami-Dade County, FL is $2,236,921/- having a covered area of 2,499sqft. On an average it costs about 895/sqft of living space which is 142% costlier than the state average of 370/sqft. Homes in Miami-Dade County, FL are about 151% costlier than other areas in the state.
Currently there are 4036 single family homes for sale in Miami-Dade County, FL, of these 2 are in an USDA approved area.
USDA eligible homes in Miami-Dade County, FL come at an average price of approxiately $1,900,000/- and have a covered area of 2,721sqft. Homes in USDA approved zone in Miami-Dade County, FL are about 15% cheaper compared to the homes in the local market. On the state average USDA homes in Miami-Dade County, FL are about 176% costlier compared to other eligible zones.
Property summary last updated : 21 September, 2023, 05:10:26