If you are interested in learning about all first-time home buyer programs that are currently available in Polk County, FL, please visit programs section and provide your name and a valid email address. Make sure to check your email as thats where we will be sending information regarding the latest loan programs and qualification requirements for first home buyers living in Polk County, FL.
United States Department of Agriculture (USDA) started offering loans for the development of rural and suburban areas. USDA loans are no money down payment home loan programs that a lot of home buyers do not realize that they can qualify for. To be eligible for the USDA loan program the property must be in an USDA approved zone. Good news is that there are 1627 homes for sale within an USDA eligible zone in Polk County, FL. You can go see these properties with a local agent and we can help you with appointment and also get you pre-approved for USDA loan in the mean time. DIY: to explore more eligible zones in Polk County, FL please check USDA loan maps of Polk County, FL and get a visual idea of zoning in and around Polk County, FL that are marked as eligible for USDA program.
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Below are recently generated USDA maps from locations within Polk County, FL. This will help you in locating zones that are eligible for USDA home loans.
To generate USDA map for any other property use eligibility checker.
Note: All the non peach areas in the map are eligible for a USDA home loan.
Current USDA turn times in Polk County, FL is 10-12 days.
USDA income limits depends upon the size of the family. For family with 1-4 members current income limits in Polk County, FL $90,300/- whereas for a family with 5-8 members income limits go upto $119,200/-.
Loan closing is relative to you sending your purchase contract. From the time when we recieve purchase contact it may take approx 5-6 weeks to close a loan in Polk County, FL.
The median price of a single family home in Polk County, FL is $432,430/- having a covered area of 2,003sqft. On an average it costs about 215/sqft of living space which is 28% cheaper than the state average of 297/sqft. Homes in Polk County, FL are about 50% cheaper than other areas in the state.
Currently there are 3948 single family homes for sale in Polk County, FL, of these 1,627 are in an USDA approved area.
USDA eligible homes in Polk County, FL come at an average price of approxiately $489,743/- and have a covered area of 2,136sqft. Homes in USDA approved zone in Polk County, FL are about 13% costlier compared to the homes in the local market. On the state average USDA homes in Polk County, FL are about 29% cheaper compared to other eligible zones.
Property summary last updated : 22 May, 2022, 10:44:31